When you become a member of the credit union a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch or go to an ATM terminal. Members may make up to four savings withdrawals per quarter free of charge. After four withdrawals in one quarter a $5 charge per excessive withdrawal is applied.
  • Online access to your account.
  • Quarterly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.
  • If you have any other questions about regular savings accounts at United 1st FCU, contact us.

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