United 1st FCU
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Share Rates

Basic Share Accounts
$100 minimum balance for dividends. Dividends are declared at the end of the quarter and are subject to change.
Account Type Dividend Rate Annual Percentage Yield
Base Share Account 0.50% 0.50%
Prestige Accounts 0.75% 0.75%
Club Accounts 0.25% 0.25%

Checking Rates & Money Market Accounts
Terms
Dividend Rate Annual Percentage Yield
$0 - $4,999.99
SILVER
0.00% 0.00%
$5,000 - $9,999.99
GOLD Money Market Accounts
0.25% 0.25%
$10,000 and Up
PLATINUM Money Market Accounts
0.50% 0.50%

* Annual Percentage Yield is accurate as of April 21, 2011.
* These rates may change at any time without prior notice.
* A penalty is imposed for early withdrawal.
* Fees could reduce earnings on the account.

Share Certificates - Up to $99,999.99 Household Aggregated Total Certificates.*
*$500 Minimum Opening Deposit
Terms
Dividend Rate Annual Percentage Yield
3 Month 0.35% 0.35%
6 Month 0.65% 0.65%
12 Month 0.80% 0.80%
14 Month NON-RENEWABLE 0.80% 0.80%
18 Month 0.85% 0.85%
24 Month 1.10% 1.11%
36 Month 1.25% 1.26%
 

IRA Certificates - Up to $99,999.99 Household Aggregated Total Certificates.*
*$500 Minimum Opening Deposit
 
12 Month 0.80% 0.80%
24 Month 1.10% 1.11%
36 Month 1.25% 1.26%
 

Share Certificates - Jumbo $100,000.00 And Over Household Aggregated Total Certificates.
Terms
Dividend Rate Annual Percentage Yield
3 Month 0.55% 0.55%
6 Month 0.75% 0.75%
12 Month 0.90% 0.90%
14 Month NON-RENEWABLE 0.90% 0.90%
18 Month 0.95% 0.95%
24 Month 1.30% 1.31%
36 Month 1.60% 1.61%
 

IRA Certificates - Jumbo $100,000.00 And Over Household Aggregated Total Certificates.
Terms
Dividend Rate Annual Percentage Yield
12 Month 0.90% 0.90%
24 Month 1.30% 1.31%
36 Month 1.60% 1.61%

* Annual Percentage Yield is accurate as of December 29, 2011.
* These rates may change at any time without prior notice.
* A penalty is imposed for early withdrawal.
* Fees could reduce earnings on the account.

IRA Rates
Traditional and Roth 0.75% 0.75%

Georgia Credit Unions

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