United 1st Federal Credit Union

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Loan Rates

Effective March 25, 2010

Personal Loans:

Type of Loan	Loan Length	APR Starting At
Signature		8.99%*
Share Secured Loans	Up to 3 years (36 months)	Share APY plus 1%*
Visa Credit Card		as low as 7.9%*
Mobile Home (without land) (with land – See Real Estate)	Up to 10 years (120 months)	as low as 8.99%*

Vehicle Loans:

Type of Loan		APR Starting At
New & Used	Up to 100% of Purchase Price	3.99%*

Real Estate Loans:

Type of Loan		APR Starting At
Home Equity Line of Credit (HELOC)		As low as Wall Street Prime* not to go below 5%
First Mortgages (up to 5 years)		Check with your local Member Service Center.
First Mortgages (up to 10 years)
First Mortgages (15 years)
Second Mortgages (up to 5 years)
Second Mortgages (up to 10 years)
Second Mortgages (15 years)
Mobile Home (with land)
Residential Lot Loan
Construction/Permanent (One Loan Closing)

*All loans subject to credit approval. Some restrictions may apply.
Your APR may vary depending on your creditworthiness. Please ask a lender for details.

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