At United 1st, we offer the VISA Classic credit card. You want your credit card to offer convenience, not high costs. Why spend more on fees and interest charges than necessary? Discover the savings of a United 1st VISA Card.
  • NO annual fee
  • Low fixed rate
  • 25-day grace period
  • NO transaction fee on cash advances (interest accrues from the day of the advance).

Please click here to apply.

Please click here to report a lost or stolen United 1st FCU VISA Classic credit card.

Annual Percentage Rate 7.90% - 16.90%*
Annual Membership Fee $0
Grace Period for Purchases 25 DAYS
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE
Transaction Fee NONE
Cash Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $25.00
Return Check Fee: $25.00
* Based on credit worthiness criteria
Georgia Credit Unions


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All rights reserved.

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