Effective November 15, 2007

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

CREDIT UNION MEMBERSHIP
Membership Fee
$0
Membership Share $5
SHARE/SAVINGS ACCOUNT FEES
Share Savings Account Excessive Withdrawal Fee (over four (4) per quarter) $5
Club Accounts (Christmas, Back-to-School, Vacation) Early Withdrawal Fee $10
SHARE DRAFT/CHECKING ACCOUNT FEES
NSF FEE $30/occurence
Stop Payment Fee $20/request
Share Draft/Checking Overdraft Transfer Fee $5/occurrence
Check Cashing $8/check
Check cashing fees will apply to members over the age of 18 who do not participate in other credit union services such as: share certificates; loans; have a minimum of $100 in Share Savings or have payroll deduction/direct deposit of at least $100 per month
SAFE DEPOSIT BOX FEES
Annual Rental:  
3 x 5 $15
5 x 5 $20
3 x 10 $25
5 x 10 $35
10 x 10 $60
Change of lock fee $50
Drilling box fee/lost key actual locksmith charges
Prestige members receive a 20% discount from the above prices. Wal-Mart & Folkston Member Service Centers do not offer Safe Deposit Boxes.
OTHER SERVICE FEES
Account Reconciliation Fee $15/hour
Account Research Fee $15/hour
Statement Copy Fee $3 per statement. FREE using CU Online
History Printout Fee $2/account suffix
Return Item Fee $15/item
Wire Transfer $20/transfer
Certified Check Fee $5/check
Official Credit Union Check Fee $2 w/o checking acct.,
$1 with checking acct.
Money Order Fee $1 cents/money order
Travelers Check Fee 50 cents/$100
Legal Process Fee actual charges incurred
Inactive Account Fee $5 per month, after 1 year & acct. bal. under $50
(max. $60 per year)
Bad Address Fee $5 per month
ATM Surcharge for
non United 1st FCU cards
$1.50
ATM Pin Replacement Charge $10
ATM Card Replacement Charge $10
ATM Fee for United 1st FCU
Member at Non United 1st ATM
.50 cents each use after 5th time per month
Georgia Credit Unions


PRIVACY POLICY
© 2006 United 1st Federal Credit Union.
All rights reserved.

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