Effective November 15, 2007
The following fees may be assessed
against your account and the following transaction limitations,
if any, applied to your account.
CREDIT UNION
MEMBERSHIP
Membership
Fee |
$0 |
| Membership
Share |
$5 |
|
SHARE/SAVINGS
ACCOUNT FEES
| Share
Savings Account Excessive Withdrawal Fee (after the 4th withdrawal per quarter) |
$5 |
| Club
Accounts (Christmas, Back-to-School, Vacation) Early Withdrawal
Fee |
$10 |
|
SHARE DRAFT/CHECKING
ACCOUNT FEES
| NSF
FEE |
$30/occurrence |
| Stop
Payment Fee |
$20/request |
| Share
Draft/Checking Overdraft Transfer Fee |
$5/occurrence |
| Check
Cashing |
$8/check |
| Check
cashing fees will apply to members over the age of 18
who do not participate in other credit union services
such as: share certificates; loans; have a minimum of
$100 in Share Savings or have payroll deduction/direct
deposit of at least $100 per month |
|
SAFE DEPOSIT
BOX FEES
| Annual
Rental: |
|
| 3
x 5 |
$15 |
| 5
x 5 |
$20 |
| 3
x 10 |
$25 |
| 5
x 10 |
$35 |
| 10
x 10 |
$60 |
| Change
of lock fee |
$50 |
| Drilling
box fee/lost key |
actual
locksmith charges |
| Prestige
members receive a 20% discount from the above prices.
Folkston Member Service Center does not offer Safe
Deposit Boxes. |
|
OTHER SERVICE
FEES
| Account
Reconciliation Fee |
$15/hour |
| Account
Research Fee |
$15/hour |
| Statement
Copy Fee |
$3
per statement. FREE using CU Online |
| History
Printout Fee |
$2/account suffix |
| Return
Item Fee |
$15/item |
| Wire
Transfer |
$20/transfer |
| Certified
Check Fee |
$5/check |
| Cashier's Check Fee |
$5/check |
| Money
Order Fee |
$1/money order |
| Travelers
Check Fee |
50
cents/$100 |
| Legal
Process Fee |
actual
charges incurred |
| Inactive
Account Fee |
$5
per month, after 1 year & acct. bal. under $300 |
| Bad
Address Fee |
$5
per month |
ATM
Surcharge for
non United 1st FCU cards |
$1.50 |
| Debit
Pin Replacement Charge |
$10 |
| Debit
Card Replacement Charge |
$10 |
ATM
Fee for United 1st FCU
Member at Non United 1st ATM |
.50
cents each use after 5th time per month |
|
|
